tOfficial Night Shift Thread, get your kicks on v66, and do your f*cking time card

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I know… So out of character.
 
Tin Man said:
If you wore a sandwich sign of cornhole boards with the openings over your poop shoot and gibbley bits, that would get you on the Internet.
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Not sure my eyes would ever recover if seeing that.
 
Seriously. Why do MFs try to merge in front of me, where there is barely a car length's cushion when there is half a mile of empty road behind me? Then they get pissy at ME for not letting them in?


curb your enthusiasm middle finger GIF
 
credit score afficionados - will getting a credit limit increase on a card offset me closing a different one or is that gonna ping harder than the former?

Bitch ass credit rating agencies can eat shit with their stupid arbitrary rules :mad2:
 
moxie said:
credit score afficionados - will getting a credit limit increase on a card offset me closing a different one or is that gonna ping harder than the former?

Bitch ass credit rating agencies can eat shit with their stupid arbitrary rules :mad2:
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After they eat shit, they can fuck themselves ...
With a cactus.

I will never get over or not hate them for dinging me because ...
I paid off my credit card every month.
I should have had a perfect credit score, but nooooooooooooooooooooo ...
Apparently, paying off one's credit card every month, or to put it differently, buying things on credit, then paying off the debt in full,
Is not a clear indication I am the most trustworthy candidate for ... paying off the debt I incur after buying something on credit.
 
ukfanfrombirth(cali cat) said:
After they eat shit, they can fuck themselves ...
With a cactus.

I will never get over or not hate them for dinging me because ...
I paid off my credit card every month.
I should have had a perfect credit score, but nooooooooooooooooooooo ...
Apparently, paying off one's credit card every month, or to put it differently, buying things on credit, then paying off the debt in full,
Is not a clear indication I am the most trustworthy candidate for ... paying off the debt I incur after buying something on credit.
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It is the most idiotic system ever. So annoying!!
 
ukfanfrombirth(cali cat) said:
After they eat shit, they can fuck themselves ...
With a cactus.

I will never get over or not hate them for dinging me because ...
I paid off my credit card every month.
I should have had a perfect credit score, but nooooooooooooooooooooo ...
Apparently, paying off one's credit card every month, or to put it differently, buying things on credit, then paying off the debt in full,
Is not a clear indication I am the most trustworthy candidate for ... paying off the debt I incur after buying something on credit.
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iknowright02-ani.gif
 
beardown07 said:
Week 2 of puking Hell. Last week the boy puked all Monday night-Tuesday morning, and once again Wednesday morning. Started feeling better Friday nite. Thought we were in the clear. Just had to go pick up my poor daughter. She threw up in class. :(
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You know any of the Yellowstone Wardens people from that tv show?
 
moxie said:
credit score afficionados - will getting a credit limit increase on a card offset me closing a different one or is that gonna ping harder than the former?
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Credit limit increases aren’t inquiries, they won’t lower your score. It will raise your available credit which is good, but not enough to balance a closed account.

Never close accounts imo. Even when you get the letter that a bank is gonna close your account due to no activity, buy a pack of gum. The more revolving credit you have, the better.
 
No big crowd to feed this Thanksgiving - by design because I don't want small talk chit chat jibber jabber while I'm trying to watch football all day. Small hen Butterball Turkey - 13 pounds. $1.29/lb @ Target. 4 days of leftovers.
 
Deep Dish Pizza Goat said:
Credit limit increases aren’t inquiries, they won’t lower your score. It will raise your available credit which is good, but not enough to balance a closed account.

Never close accounts imo. Even when you get the letter that a bank is gonna close your account due to no activity, buy a pack of gum. The more revolving credit you have, the better.
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Welp. I dun fucked up then. I closed a card that I didn’t like - had a low limit, I never used it and they just annoyed me. Then I checked my email & saw that my fave card increased my limit by $5k without me asking so was hoping they’d offset each other.
 
moxie said:
Welp. I dun fucked up then. I closed a card that I didn’t like - had a low limit, I never used it and they just annoyed me. Then I checked my email & saw that my fave card increased my limit by $5k without me asking so was hoping they’d offset each other.
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only thing closing an account will do is change your “average age of accounts”. If rating dips slightly, it’ll go back up in a few months. Not a big deal.
 
moxie said:
Welp. I dun fucked up then. I closed a card that I didn’t like - had a low limit, I never used it and they just annoyed me. Then I checked my email & saw that my fave card increased my limit by $5k without me asking so was hoping they’d offset each other.
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Eh, the hit won’t be bad at all. Assuming you’re not refinancing your mortgage or buying a new car in the next 3-4 months, it wont even matter.
 
Handicappers said:
only thing closing an account will do is change your “average age of accounts”. If rating dips slightly, it’ll go back up in a few months. Not a big deal.
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Deep Dish Pizza Goat said:
Eh, the hit won’t be bad at all. Assuming you’re not refinancing your mortgage or buying a new car in the next 3-4 months, it wont even matter.
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Thx- I just get so friggin’ annoyed that, like Cali said- I get dinged for being responsible. Eat shit experian, equifax and fico! Wish I could slap them.
My only displaced revenge is that when the other rating agencies (s&p, moody’s and fitch) ask for meetings w/my boss, I squeeze their 90 minute requests down to 45.

I’m so petty :laugh:
 
Just drove 20 hours straight only stopping for fuel and to piss. I beat the losers that flew who are just now landing in Atlanta
 
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