I'm calling it.

[RobBase]

if you had read the thread you would know i locked in at 2.25%

Oh, sorry didn’t read the entire 10 page thread. I’ll get right on that.

 

[NU_WTF?]

Oh, sorry didn’t read the entire 10 page thread. I’ll get right on that.

you should be, ill wait for you to catch up.

 

[RobBase]

Someone should teach you that if someone had taken a mortgage loan or refinanced their home before the rates dropped, they may not have been eligible to refinance when the rate went down later.

Just because the Fed lowered the rate doesn't mean everyone suddenly runs out and refinances their home mortgages. To even insinuate that implies that you probably are teaching and as a result don't know what the fuck you're saying. Yeah, I'm calling Bullshit on your claims.

Again, you’re using extreme monitory cases. Yes, if you bought a house then got addicted to crack and lost your job and couldn’t refinance when home rates soared and rates plummeted you might be fucked. Agree. Happy?

 

[RobBase]

you should be, ill wait for you to catch up.

Help me out. What was your loan amount?

 

[moxie]

Acreage. Job. Generous lover. lulz

Yeah, right! You'd put me in one of those houses on the riverbank and i'd get swept away in the next storm!

 

[RobBase]

Yeah, right! You'd put me in one of those houses on the riverbank and i'd get swept away in the next storm!

“You can get a good rate on a house boat using a VA loan.” - @NU_FTW

 

[beardown07]

Yeah, right! You'd put me in one of those houses on the riverbank and i'd get swept away in the next storm!

This current flooding will be a very good indicator. Prolly as bad as its been in the 20 years we've been here. Gonne got and look at it prolly tomorrow.

 

[moxie]

“You can get a good rate on a house boat using a VA loan.” - @NU_FTW

What's the payment?

 

[moxie]

This current flooding will be a very good indicator. Prolly as bad as its been in the 20 years we've been here.

Gimme summa dat water! FUUUUUUUU!!!

 

[beardown07]

Gimme summa dat water! FUUUUUUUU!!!

You should see the fuggin water coming out of the dams of the two biggest lakes here. Totally crazy.

 

[RobBase]

You should see the fuggin water coming out of the dams of the two biggest lakes here. Totally crazy.

I saw it on Reddit. For real.

Edit:

 

[moxie]

I saw it on Reddit. For real.

Edit:

@beardown07 after having me on his property for 3 weeks...

 

[Bayou Tiger]

Again, you’re using extreme monitory cases. Yes, if you bought a house then got addicted to crack and lost your job and couldn’t refinance when home rates soared and rates plummeted you might be fucked. Agree. Happy?

 

[Peter Gozintite]

How do you think I became qualified?

So part time? Cuz I thought you were only certified to scream at fat people in the gym.

 

[Peter Gozintite]

Adjustable-Rate Mortgage (ARM): What It Is and Different Types

An adjustable-rate mortgage (ARM) is a home loan with a variable interest rate that’s tied to a specific benchmark.

www.investopedia.com

ARMs are also called variable-rate mortgages or floating mortgages.

View attachment 75029

But you said no one has those. So why do you keep beating that drum?

 

[Bayou Tiger]

I have a question for the masses....

Have we no Real Estate salespeople here on tHoop?

 

[beardown07]

I have a question for the masses....

Have we no Real Estate salespeople here on tHoop?

Agents are fucking worst.

 

[NU_WTF?]

Help me out. What was your loan amount?

a big fat nunya quid

 

[Peter Gozintite]

Im sure everyone that lost their job during covid qualified for the record interest rates that were propping up a shit market.

 

[NU_WTF?]

“You can get a good rate on a house boat using a VA loan.” - @NU_FTW

i never said that you fucking retard. I have a over 3200 square foot house in a very nice area with top schools in the area. Nobody said anything about a house boat, stupid mouth breather.