


Larger lender out of the Midwest.Who do you work for?
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Larger lender out of the Midwest.Who do you work for?
Who do you work for?
It’s two different things. The servicer is required to perform an escrow account reconciliation to make sure they aren’t escrowing too much or too little. That isn’t the same as making sure they have the right insurer information.You're not sure how it's mind blowing how I can receive an escrow refund, yet the lender isn't paying the insurance company?
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So the servicer isn't the one sending money to the insurance company?It’s two different things. The servicer is required to perform an escrow account reconciliation to make sure they aren’t escrowing too much or too little. That isn’t the same as making sure they have the right insurer information.
They are, but it’s likely a completely different group than performs the escrow reconciliation.So the servicer isn't the one sending money to the insurance company?
Yet the same company...They are, but it’s likely a completely different group than performs the escrow reconciliation.
be patient, dick bag!was promised a tribute thread by @ill. Hasn't happened![]()
They are, but it’s likely a completely different group than performs the escrow reconciliation.
It’s not surprising at all if you know how these places work. Most servicers are huge and their employees are siloed in very narrow functions. The people who do escrow reconciliation wouldn’t know anything about the actual payment processes.Yet the same company...
So, it's pretty fair to be mind blown that a company can send checks for excess that doesn't pay the bills they are responsible for...
That's good that you are protected. They should make it right
Yes, they're completely unrelatedYou're not sure how it's mind blowing how I can receive an escrow refund, yet the lender isn't paying the insurance company?
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he's not a person capable of understanding nuancesIt’s not surprising at all if you know how these places work. Most servicers are huge and their employees are siloed in very narrow functions. The people who do escrow reconciliation wouldn’t know anything about the actual payment processes.
Do you know if the refund was due them not paying?Yet the same company...
So, it's pretty fair to be mind blown that a company can send checks for excess that doesn't pay the bills they are responsible for...
Is it thoughAlso, the reason for the escrow refund was the non-payment of insurance. I would not be surprised if his monthly payment goes up to cover the escrow shortage.
Bills mortgage barn?Larger lender out of the Midwest.
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Yes. The escrow fund is nothing more than a specialized savings account. The servicers uses Flavir's savings to pay the insurance. Since they did not make the payment, there was a surplus of Flavir's money sitting there that the bank refunded. Now, they have to collect enough to make that payment.