Clean undercarriage Tuesday

HammerDown said:
Being a Padres fan was a curse. Glad I don't care anymore.
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sports are a vibe, when your team is flush it's nice, when they're bust, not so much. i say that not if they have high paid cats like the padres do now, but it's really a culture thing. phillies suck at the moment, but i love them when they're on and am furiated when they're off because i saw them when they were on. the sixers are on that tip to leve XXXXXXXXXXXXXXXXX
 
stakesarehigh said:
Only if you're coming with BB
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for the life of me i don't know what BB means, but I don't t hink it's a cat that's going to get me off. that's a shallow bench.
 
gobucks0409 said:
What if house prices don't drop in the next 3 years... What if they just remain steady or even increase (the increase train has to stop someone, I know)?

So, we can pay $15,000/yr ($45k) to someone else just so we don't buy too high?
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What percentage of your mortgage goes toward principal, in the first 5 years of your payments?
 
Bender said:
for the life of me i don't know what BB means, but I don't t hink it's a cat that's going to get me off. that's a shallow bench.
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It's just short hand for baby.
 
Peter Gozintite said:
What percentage of your mortgage goes toward principal, in the first 5 years of your payments?
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Not a lot... But it's not that significant.

If home values drop 20% (yuge), and interest rates stay the same, I'd end up paying just under $10k more over the first 10 years. On the upper end of our budget
 
gobucks0409 said:
Not a lot... But it's not that significant.

If home values drop 20% (yuge), and interest rates stay the same, I'd end up paying just under $10k more over the first 10 years. On the upper end of our budget
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Good thing price doesnt matter
 
Peter Gozintite said:
Good thing price doesnt matter
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In the grand scheme of things it's pretty insignificant.


Anyway, wet talked about it. Set price limits, areas, and time terms for each area. Both understanding that if we don't find what we want within the budget, then we'll rent another year. No big deal.

Only thing we don't have nailed down is who will be fronting the down payment
 
gobucks0409 said:
In the grand scheme of things it's pretty insignificant.


Anyway, wet talked about it. Set price limits, areas, and time terms for each area. Both understanding that if we don't find what we want within the budget, then we'll rent another year. No big deal.

Only thing we don't have nailed down is who will be fronting the down payment
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Must be nice to even have that option
 
gobucks0409 said:
In the grand scheme of things it's pretty insignificant.


Anyway, wet talked about it. Set price limits, areas, and time terms for each area. Both understanding that if we don't find what we want within the budget, then we'll rent another year. No big deal.

Only thing we don't have nailed down is who will be fronting the down payment
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I wonder if price matters when it comes to down payment....
 
RubinRock said:
Must be nice to even have that option
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Season 2 Lol GIF by Insecure on HBO
 
Peter Gozintite said:
I wonder if price matters when it comes to down payment....
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My buddy told me up to 20% down these days.

My day it was 10%. Minimum, that is. What's the true dope?
 
MTVike said:
My buddy told me up to 20% down these days.

My day it was 10%. Minimum, that is. What's the true dope?
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From my understanding, you can do as low as 3% for first time home buyers. I haven't discussed anything with a lender yet, though
 
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