I see the FATS are at it again

williewilliejuan said:
Where do you draw the line on that? Smokers, drinkers, motorcyclists, people who enjoy outdoor sports, athletes….?
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The line is on purposeful self-destructive lifestyles - which includes overeating, smoking, drinking and drugs. Motorcyclists, outdoorsmen and athletes have a higher likelihood of injury than your average joe, but those are accidental-injury lifestyles.
 
Kburjr said:
I'm not the one blaming fat people for driving up my rates.
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Jack Nicholson You Cant Handle The Truth GIF
 
RP-29 said:
The line is on purposeful self-destructive lifestyles - which includes overeating, smoking, drinking and drugs. Motorcyclists, outdoorsmen and athletes have a higher likelihood of injury than your average joe, but those are accidental-injury lifestyles.
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That seems like an arbitrary distinction. They purposely engage in riskier behaviors.
 
RP-29 said:
The line is on purposeful self-destructive lifestyles - which includes overeating, smoking, drinking and drugs. Motorcyclists, outdoorsmen and athletes have a higher likelihood of injury than your average joe, but those are accidental-injury lifestyles.
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"I didn't mean to get fat. It was an accident." - every fat person
 
Kburjr said:
The sooner they die, the less claims they will have.
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Fair point, but the longer their unhealthy life drags on the more claims will pile in. So are we now approaching Nazi-esque termination of life for the unhealthy?

Personally, I'd rather just see people take responsibility for their unhealthy lifestyles and self-correct - instead of our society trying to normalize, accept and idolize the unhealthy lifestyles that pull our whole society down.
 
RP-29 said:
Fair point, but the longer their unhealthy life drags on the more claims will pile in. So are we now approaching Nazi-esque termination of life for the unhealthy?

Personally, I'd rather just see people take responsibility for their unhealthy lifestyles and self-correct - instead of our society trying to normalize, accept and idolize the unhealthy lifestyles that pull our whole society down.
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Personally I want to get rid of socialist insurance companies who have brainwashed us into "needing" health insurance and then promoting overusing the system. The demand for health services would go down in a hurry if all expenses were paid out-of-pocket.
 
Kburjr said:
Personally I want to get rid of socialist insurance companies who have brainwashed us into "needing" health insurance and then promoting overusing the system. The demand for health services would go down in a hurry if all expenses were paid out-of-pocket.
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too many would be too broke to pay
 
Kburjr said:
Personally I want to get rid of socialist insurance companies who have brainwashed us into "needing" health insurance and then promoting overusing the system. The demand for health services would go down in a hurry if all expenses were paid out-of-pocket.
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I don't disagree with you there. I understand why they exist, though. People don't or can't pay for every truly necessary medical service and just letting people suffer & die who can't is considered inhumane in our society. Having money pooled guarantees healthcare facilities & workers can sustain while also providing life-sustaining services to everyone.

The biggest problem with the system is that 'insurance' went from 'coverage' to 'money tree' for the healthcare industry. Insurance companies now act as a mask for healthcare to allow healthcare to charge whatever the fuck they want for any little service they provide. You go into your local clinic for a 20-minute routine check-up and get a bill for $14,000 a few weeks later. Your insurance company seemingly-arbitrarily decides to cover $13,000 of it. To top it off, an itemized explanation of cost is virtually non-existent.

Trump's presidency was a PR shitshow, but many of his policies were pretty good capitalist maneuvers. One under-the-radar thing he did was push to have healthcare provide up-front costs for services - which I strongly supported long before Trump was in office. If doctors/hospitals had to tell people costs up-front, there'd be less needless healthcare claims and it would also create better competition in healthcare services - which would likely drive down prices for services and therefore drive down prices for insurance. Sadly, with the establishment of Obamacare, I think we're likely too far past the point of an effective capitalist solution.
 
Kburjr said:
Then the healthcare organization needs insurance.
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this just shifts more money to lawyers going after each individual that can't pay.

Sorry, the payor needs to have some expectation of payment for the payee to provide services.
 
RoyMunson said:
this just shifts more money to lawyers going after each individual that can't pay.

Sorry, the payor needs to have some expectation of payment for the payee to provide services.
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No. The healthcare system would be encouraged to adopt a more capitalist outlook. This would include cost cutting, price competition, and payment assurance through subscription or upfront payment for services.

The option is Medicare for everyone.
 
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