morning all, my 3 month long saga with my mortgage provider is finally over
Because of Murray I had to switch homeowners insurance, this came after my mortgage company paid my original insurance. When I set up the new insurance, mortgage paid for my new insurance and I got a check from old insurance company. I should've just made an escrow payment with check right then and there, but I waited, they did their analysis for my escrow, low and behold I was short and my payment jumped $500/month, between shortage and higher amount I have to pay for Home owners due to my deadly pitbull. At that time I made a large escrow payment, but not enough to fully cover shortage, I just wanted my payment to increase a more reasonable amount.
Well, it took them 3 months to do the new analysis despite me requesting it 3 months ago. It took them one month to respond to each email I sent, one of the emails I never got, just notification that I had a new email. I talked on phone and they told me to just short pay my mortgage and here would be the new amount while they did the analsysis (which they didn't do). The online chat said they'd re-run the analysis.
Anyways, when it's all said and done, my payment is now only 250/month bigger, due to increase in property taxes and homeowners insurance...huuuzah