Therzdayz Thread

[Deep Dish Pizza Goat]

morning all

working half day today. Lunch with @kobesgame after lunch my mom and step dad are stopping over to meet Murray than to my sisters for dinner.

Putting the rents on hold to hang out with Kobe. Ace move.

 

[Me]

Ok ok

Mel Gibson as "santa claus"

This looks dark. And gooooood.

Haha





What..... The..... Fuck

 

[Guy Incognito]

Enjoyed watching Wookie 2.0 get ass blasted last night (inb4 political thread plz)

You need to know this!

Ohia 'tard that can't find the PF, reporting!

 

[Guy Incognito]

You mean pence? He got his ass kicked.

"Do you believe in climate change?"

"We will follow the science...but they want to raise taxes"

View attachment 6171

The fly won

This is why we can't have nice things, @PeoplesChicken!!!!!

 

[basement bias]

Just gotta get through this week and next until I work 4 day weeks or less the rest of the year. Can't wait. See if I can maybe start or find a side gig on those weekends for some extra $. Payoff the house we live in quicker that way. Hopefully by then the other house will be sold. Probably wishful thinking their.

 

[Lance Uppercut]

I may go home

 

[nappyvalley]

good morning

it's thursday. official quizzo got canceled, but my team and i are still gonna get drunk and zoom tonight and do our own quizzo within our group

taking yoga chick to the winery on saturday

 

[Me]

Just gotta get through this week and next until I work 4 day weeks or less the rest of the year. Can't wait. See if I can maybe start or find a side gig on those weekends for some extra $. Payoff the house we live in quicker that way. Hopefully by then the other house will be sold. Probably wishful thinking their.

No dude.... You're young. DO NOT PAY YOUR MORTGAGE EARLY.


If you were like 45/50, sure. Invest that shit. Much larger rate of return.

 

[PnkPanther]

Putting the rents on hold to hang out with Kobe. Ace move.

they wont be in town until mid afternoon

 

[Me]

New work goal:

We put in a new line that makes a special product (unfortunately only sold in Europe right now) in our plant that's near the north coast of Spain....I want to get a work trip to visit it.

 

[ill]

they wont be in town until mid afternoon

don't get in the way of Douche's narrative.

it's the way he says it, dammit!

 

[Fish]

Some call it a bitch move, but I placed him on ignore. He's not worth my time and just clutters the board with his nonsense.

#Iwin

Good idea. I think I'll try throwing a couple of dumbasses on there and see how I like it.

 

[basement bias]

No dude.... You're young. DO NOT PAY YOUR MORTGAGE EARLY.


If you were like 45/50, sure. Invest that shit. Much larger rate of return.

The plan is to pay it off and then fix it up a bit. It will become a rental once the step kids are out of school. In the mean time, I will most likely find a property in Indiana for my kids' school district and have 2 mortgages or hopefully just one.

 

[Me]

The plan is to pay it off and then fix it up a bit. It will become a rental once the step kids are out of school. In the mean time, I will most likely find a property in Indiana for my kids' school district and have 2 mortgages or hopefully just one.

Why not use the money to fix it up while you live there... So you can enjoy the nicer house?

 

[basement bias]

Why not use the money to fix it up while you live there... So you can enjoy the nicer house?

We fixed up the inside for the most part already before moving in. The outside needs a new porch & siding. Need to have someone put in the 2 exterior doors that need replaced and have my FIL finish installing both garage doors (one just need the opener installed & other needs a spring & opener). I don't do much handyman crap. I helped my dad when I was a kid and freaking hate it.

 

[PnkPanther]

No dude.... You're young. DO NOT PAY YOUR MORTGAGE EARLY.


If you were like 45/50, sure. Invest that shit. Much larger rate of return.

Not everyone has same savings goals. Personally I like idea of no mortgage so paying more aggressive. I've read the pros/cons and both

Part of my retire early plan is not having mortgage payment to deal with and having it paid off by 54 will be huge. I wouldn't mind getting it down to 50

 

[Deep Dish Pizza Goat]

Good idea. I think I'll try throwing a couple of dumbasses on there and see how I like it.

NAMES!

 

[Deep Dish Pizza Goat]

Why not use the money to fix it up while you live there... So you can enjoy the nicer house?

Or just buy a nice house?

 

[Me]

Not everyone has same savings goals. Personally I like idea of no mortgage so paying more aggressive. I've read the pros/cons and both

Part of my retire early plan is not having mortgage payment to deal with and having it paid off by 54 will be huge. I wouldn't mind getting it down to 50

I'm not a financial person, but I guess I just don't see the positives for paying off early, other than "no mortgage payment" when interest rates are this low.


Money is locked into home and you're using money that can gain 9-10% interest to reduce your 3-4% interest payments.

 

[basement bias]

Or just buy a nice house?

This. Buy the nicer house where I want to be. Keep the other as a rental. It most likely would be to my uncle if he is healthy or living then. He's had health issues and lives a county or so away. He wouldn't tear the place up, and we could keep the yard for parties during the wiffleball tournament. Besides it being in the step kids district, that was the only other reason I bought it (well put it in the wife's name).