Pet peeves

Stupid customers. I can't believe the story I just heard.
 
huskers1217 said:
told you to get stripping at the gay bars
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This customer who I had been working with on a HELOC hit me up and told me that a different bank is offering a slew of nonsense. Talking about not having to pay any closing costs or appraisal fees and having only a 1.9% intro rate that will auto RENEW any time they touch it. They also said that the maximum rate would only be 5% if they did let the intro expire.... I asked her, 'and hypothetically, you're saying that institution is going to eat the difference if the Feds continue to raise the rates. So if the feds raised the rate to 10%, they would eat the 8.1% to 5% difference for the life of the loan?' None of this makes sense. I was offering no appraisal fees or closing costs, but that sounds crazy. Oh and then she goes on to say that they dont even need to do an appraisal and will just take the Zillow listed price (LOL) value. And THEN she says that she is going to go in and complete it ALL in one sitting on Monday.... its a joke and they don't get it.
 
People married to their water bottle.

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Blackshirts BLVD said:
This customer who I had been working with on a HELOC hit me up and told me that a different bank is offering a slew of nonsense. Talking about not having to pay any closing costs or appraisal fees and having only a 1.9% intro rate that will auto RENEW any time they touch it. They also said that the maximum rate would only be 5% if they did let the intro expire.... I asked her, 'and hypothetically, you're saying that institution is going to eat the difference if the Feds continue to raise the rates. So if the feds raised the rate to 10%, they would eat the 8.1% to 5% difference for the life of the loan?' None of this makes sense. I was offering no appraisal fees or closing costs, but that sounds crazy. Oh and then she goes on to say that they dont even need to do an appraisal and will just take the Zillow listed price (LOL) value. And THEN she says that she is going to go in and complete it ALL in one sitting on Monday.... its a joke and they don't get it.
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You can't do ARM's on HELOC's, right?
 
Blackshirts BLVD said:
This customer who I had been working with on a HELOC hit me up and told me that a different bank is offering a slew of nonsense. Talking about not having to pay any closing costs or appraisal fees and having only a 1.9% intro rate that will auto RENEW any time they touch it. They also said that the maximum rate would only be 5% if they did let the intro expire.... I asked her, 'and hypothetically, you're saying that institution is going to eat the difference if the Feds continue to raise the rates. So if the feds raised the rate to 10%, they would eat the 8.1% to 5% difference for the life of the loan?' None of this makes sense. I was offering no appraisal fees or closing costs, but that sounds crazy. Oh and then she goes on to say that they dont even need to do an appraisal and will just take the Zillow listed price (LOL) value. And THEN she says that she is going to go in and complete it ALL in one sitting on Monday.... its a joke and they don't get it.
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Every time I had a customer try to scam me like that I'd tell them to go there.
 
Kburjr said:
Every time I had a customer try to scam me like that I'd tell them to go there.
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Oh i basically did.. I said flat out that none of this sounds legit to me, but it is up to you, so if you trust them, ok.
 
Really annoys me when my wife says "not tonight"
 
Kburjr said:
Every time I had a customer try to scam me like that I'd tell them to go there.
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Get that a lot in HVAC as well. "Well I got this price from someone else" I just tell them that's a good price and they should take it. 9 times out of 10 they are calling within a week with some excuse as to why the other deal fell through
 
HammerDown said:
Calling an SUV a truck.

Makes my skin crawl.
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What does it do for you if someone puts a camper shell on a 4 door truck and calls it an suv?
 
Kburjr said:
People married to their water bottle.

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Personally I think man is going to have to grow a third arm to do things with since both the current ones are occupied clutching phone and vape units.
 
Illustrious Potentate said:
Those obnoxious bass boxes dumbasses have in their cars. I don’t see the point of them, and it’s just being an attention whore
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Rex Racer said:
I'll echo a few that have already been brought up.

If you aren't going 80mph get the hell out of the left lane.

Close your damn mouth when you chew.

Gum chewing in general is annoying as fuck.

People that have the music in their car so loud that I can hear it in mine,
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I drive around with my windows rolled down and metal music blaring and love every minute of it,so I guess Im an attention whore.....my car has 10 Bose speakers in it and it cranks,but them damn thumping bass speakers sound like oh holy shit........they sound distorted,like the speKers are cracked......


But my biggest pet peeves are bikers that think riding in packs with those fucking exhaust pipes sound like thetes no mufflers on them drive me crazy........not too mention they all think theyre badasses on top of it....

If my car sounded like that,Id get a tix......
 
Skerpokes said:
People who go thru the drive-thru at a fast food joint and then go park in the parking lot and eat in their car.

Are you too lazy to go inside to eat at an actual table that you'd rather eat out of your lap?!
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I isually hate people and dont like being bothered with their annoying kids or just their prescence........

Im a dick in real life and my wife hates me for it.......I like my peace.....
 
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