Snowy Tuesday on the East Coast

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Finally finished the process of a HELOC to finance our pole barn that gets put up this spring. Was going to pay cash, but rates are low and there’s still no interest on student loans. So our financial planner said to use our cash to pay down student loans and then pay off the HELOC loan early. Actually, might’ve been a personal loan and not a HELOC? Not exactly sure.

And now we have a “personal banker” as well...who knew that was a thing? Got even lower rates on our HELOC.

inb4 “can’t hide money”
I'm a little jealous
 
Pandemic has been good to us in the student loan arena. No interest for almost a year now and have made every monthly payment and will have made two huge principal payments before interest starts back up. I bet the pandemic rules will have saved us $30-40,000 over the rest of the life of his student loans.
thank god the doctors and lawyers aren't suffering
 
thank god the doctors and lawyers aren't suffering
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He back at rivals?
Not sure. I'd ask bstow, but I think he quit. Did text with chrawer the other day. I didn't ask if he was still there, though
 
highly reliable sources tell me Mr. Kobes is making bank by saying gunshot victims died of Covid.
He works in an undisclosed location and alters death certificates.
 
Yeah, I could see that, but I want it to look professional and I have no idea how much time/money I'd need to invest in order to make it happen.
That's why they make caulk and wood filler.
 
Mr. Kobe got himself a small blow torch for a project he’s working on. He’s having way too much fun with it. Including torching the ice off the driveway.
*Tree catches on fire....*

Kobe: "You idiot!!!!"
 
I wish I had the tools and knew how to build stuff.

I want to make a cargo box with drawers for the back of my SUV. Maybe like 7-8" high that would take up the back area and then I could still have the whole "floor space" to put things on, it would just be above the cargo box. I've got some cool ideas, but I have no idea how to make them.
Youtube.
 
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