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Is that actually written into the rules?Yeah, that's unknown. If ND is ranked 1-4 in the final CFP poll they will be #5. If ND is #5 heading into CCG week, it would likely depend on what happens in the CCG's. Nothing would be certain in your scenario.
If not, let's say no. 1 Bama plays no. 3 UGA. ND is no. 4. Whichever SEC team loses should be no. 5, not ND. You should not get rewarded for not playing in a CCG.