Oh, Iowa State could finish 11-2 and win the Big XII with a win @ Iowa from the B1G in their back pocket. They would definitely deserve a spot in a 12 team Playoff even if it was as the #12 seed. I understand that Boise State and Army if they win out are good teams, but neither conference is as good or deep as the Big XII. Not even close. Not saying that is going to happen. The Cyclones are actually more likely to lose out than win out IMO. However, if ISU does go 11-2, wins the Big XII and does not make the CFP, that's just the way it is. Might as well just automatically go to an SEC-B1G circle jerk, but the B1G would not like that in practice.